If you’re a California resident between the ages of 45 and 85, you know the importance of preparing for the future. It is important to make sure you have enough money to support your loved ones after you’re gone and guaranteed acceptance life insurance can provide the security you need to make that happen. In the past, securing life insurance could be a daunting task. Many policies require passing demanding medical exams and expensive premiums. Thankfully, life insurance tailored for s...
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The largest amount of life insurance you may purchase from any one insurer with guaranteed approval is usually around $25,000.

Guaranteed issue life insurance plans are permanent life insurance policies with lifetime coverage, providing a death benefit, and they may build some cash value inside the policy.

Guaranteed Issue basically means you cannot be turned down for coverage, if you meet the age requirement for approval.

With guaranteed life insurance you will not have to take a health exam or...

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There are many different types of life insurance and applicants applying for life insurance coverage.

But whether or not you are insurable, or considered uninsurable, is determined by the insurance company you apply to for coverage.

Your insurability will depend on your risk factors, such as, your health, age, gender, family health history, occupation, hobbies, if you smoke or not, height-to-weight ratio, driving record, lifestyle, use of legal or illegal drugs, your credit history, etc.

All of ...
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Yes, there are life insurance companies that offer coverage for people in poor health.

These plans are usually called guaranteed issue or graded benefit life insurance policies.

Some insurance carriers that may offer guaranteed life insurance plans include Colonial Penn, AARP/NewYork Life, Mutual of Omaha and Globe Life.

Usually, the full life insurance coverage is not available until you have been insured by the policy for at least 2 years. If you die before 2 years have passed since you bought...
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